Friday, November 30, 2012

Hearing set to decide mental fitness | Local | News | The London ...

A hearing to determine the mental fitness of a man at the time a boy was beaten at a London provincial mental health facility has been set for January.

Greg Simard, 24, made a brief appearance this week in London?s adult therapeutic court. He?s charged with attempted murder, forcible confinement and two other charges in the beating of a 12-year-old resident of the Child and Parent Resource Institute on Sept. 9.

The boy was found in a wooded area behind the facility with what police described as ?severe trauma.?

Defence lawyer Jim Dean said Simard, led into court from cells in handcuffs, has been assessed by a psychiatrist and a report has been made available.

Simard?s hearing is set to determine if he is criminally responsible.

Ontario Court Justice Jeanine LeRoy agreed to set the hearing for Jan. 11. Simard remains in custody.

Children with mental health and developmental issues are treated at the facility in London?s west end.

jane.sims@sunmedia.ca

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Source: http://www.lfpress.com/2012/11/29/hearing-set-for-jan-11-in-greg-simard-attempted-murder-case

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Dominique Strauss-Kahn and NY maid accuser to settle

But it might not mean the end of legal troubles for Strauss-Kahn. He is awaiting a ruling on whether he is linked to 'pimping' in connection with a French prostitution ring.

By Jennifer Peltz,?Associated Press / November 30, 2012

This combo made from file photos shows former International Monetary Fund chief leader Dominique Strauss-Kahn and Nafissatou Diallo. A person familiar with the case says Strauss-Kahn and Diallo, a New York City hotel maid who accused him of trying to rape her, have reached an agreement to settle her lawsuit. The person spoke to The Associated Press on Thursday on condition of anonymity to discuss the private negotiation. The details of the deal are unknown.

AP/File

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Word of a settlement agreement between former International Monetary Fund chiefDominique?Strauss-Kahn and a New York hotel maid who accused him of trying to rape her could bring an end to a saga that has tarnished Strauss-Kahn's reputation, ended his hopes for the French presidency and renewed a debate about the credibility of sexual assault accusers.

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But it might not mean the end of legal troubles for Strauss-Kahn. He is awaiting a ruling on whether he is linked to "pimping" in connection with a French prostitution ring.

A person familiar with the New York case said Thursday that lawyers for Strauss-Kahn and the housekeeper, the Guinean-born Nafissatou Diallo, made the as-yet-unsigned agreement within recent days. A court date is expected next week, though the day wasn't set, the person said.

The person spoke to The Associated Press on the condition of anonymity to discuss the private agreement.

Details of the deal, which comes after prosecutors dropped related criminal charges last year, weren't immediately known and likely will be veiled by a confidentiality agreement. That could prevent Strauss-Kahn and Diallo from speaking publicly about a May 2011 encounter that she called a brutally sudden attack and he termed a consensual "moral failing."

Strauss-Kahn lawyer William W. Taylor III declined to comment. Lawyers for Diallo didn't immediately respond to phone and email messages.

Diallo, 33, and Strauss-Kahn, 63, crossed paths when she arrived to clean his luxury Manhattan hotel suite. She told police he chased her down, tried to pull down her pantyhose and forced her to perform oral sex.

The allegation let loose a spiral of accusations about the sexual conduct of Strauss-Kahn, a married diplomat and economist who had long been dubbed the "great seducer."

With DNA evidence showing a sexual encounter and Diallo providing a gripping description of an attack, the Manhattan district attorney's office initially said it had a strong and compelling case. But within six weeks, prosecutors' confidence began to ebb as they said Diallo had lied about her past ? including a false account of a previous rape ? and her actions after leaving Strauss-Kahn's room.

Diallo said she told the truth about their encounter. But the district attorney's office dropped the charges in August 2011, saying prosecutors could no longer ask a jury to believe her.

Diallo had sued Strauss-Kahn in the meantime, with her lawyers saying she would get her day in a different court. Strauss-Kahn called the lawsuit defamatory and countersued her for $1 million.

Strauss-Kahn's whereabouts Friday were unclear. After his return to France in September 2011, Strauss-Kahn initially kept a low profile. But in recent months, he has shown signs he is trying to rebuild his professional reputation, giving speeches at international conferences and reportedly setting up a consulting company in Paris.

Unconfirmed reports surfaced Wednesday that Diallo was in Paris this week on the invitation of a feminist group. A French lawyer who works with her U.S. defense team, Thierry de Montbrial, told The Associated Press that the reports were untrue. He declined any comment on the settlement.

Strauss-Kahn initially said he had diplomatic immunity, an argument the judge turned down in May. Strauss-Kahn's lawyers had since asked the judge to throw out part of her claim for other legal reasons. Court records show the judge had yet to rule on that and several other legal issues, and it appeared that a high-stakes step ? depositions, or pretrial questioning under oath ? had not yet been taken. Depositions can give both sides information and a better picture of how strong the key parties and other witnesses might be in court.

While the vast majority of civil cases end in settlements, some legal observers were surprised that the deal between Strauss-Kahn and Diallo came before the legal arguments were resolved.

"I really expected it to go a little farther," said Matthew Galluzzo, a criminal defense lawyer and civil litigator who has been following the Strauss-Kahn case closely.

Still, the case likely had taken a toll on both Diallo, a single mother of a teenage daughter, and Strauss-Kahn, who had been seen as a potential leading candidate for the French presidency before his New York arrest.

In France, judges are to decide by Dec. 19 whether to annul charges linking him to a suspected prostitution ring run out of a luxury hotel in Lille. He acknowledges attending "libertine" gatherings but denies knowing that some women present were paid.

In August, a separate case against Strauss-Kahn, centered on allegations of rape in a Washington, D.C., hotel, was dropped after French prosecutors said the accuser, an escort, changed her account to say she wasn't raped.

Soon after Strauss-Kahn's arrest in New York last year, French writer Tristane Banon accused him of attempting to rape her during an interview in 2003, a claim he called imaginary and slanderous. Prosecutors said they believed the encounter qualified as a sexual assault, but the legal timeframe to pursue her complaint had elapsed.

The Associated Press does not name people who report being sexually assaulted unless they come forward publicly, as Diallo and Banon have done.

Strauss-Kahn has separated from his wife, journalist and heiress Anne Sinclair, who stood by him through the allegations in New York. The two said they were filing a lawsuit this summer against a French magazine, citing invasion of privacy, for reporting they had split, but Sinclair later acknowledged it was true.

The New York Times first reported the agreement between Strauss-Kahn and Diallo.

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/1ukQaK4xwyE/Dominique-Strauss-Kahn-and-NY-maid-accuser-to-settle

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Video: The presidents and the men they beat

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Source: http://www.msnbc.msn.com/id/3036697/vp/50017701#50017701

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iTunes 11 now available to download: fresh design, more iCloud features

iTunes 11 screen cap

Apple's thoroughly re-engineered iTunes is now ready for you to try. The desktop download includes a new MiniPlayer for playing tracks in a widget-sized window, an "Up Next" feature for cueing up songs and viewing what's next at a glance, and -- if you can't decide which tune to rack up -- Apple's software will now offer "instant recommendations" of its own. iTunes 11 will also endeavor to relocate your position within a song, movie or TV shows if your media consumption ever gets interrupted. Finally, iCloud integration will allow you to play back your library on any device, while an offline option should allow in-flight or underground listening sessions to continue without a hitch. Right now, iTunes 11 is mostly appearing as an option in Software Update for existing users, although it shouldn't be long before manual downloads are at hand.

Jon Fingas contributed to this report.

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Source: Apple

Source: http://www.engadget.com/2012/11/29/itunes-11/

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Thursday, November 29, 2012

sherriethomas0: violation hulda: cbc news: Eco-Innovation

The Eco-Innovation Observatory (EIO) would like to invite you to share your views on the role of eco-innovation in the shift towards a resource-efficient, low-carbon Europe. We would like to consult representatives from academia, business, civil society and public administration by taking part in our questionnaire. Your insights will be used in the upcoming reports of the Observatory, including our final flagship annual publication. The survey has only three questions and is entirely anonymous.

Please follow this link to the questionnaire.

For more information on the Eco-Innovation Observatory, see www.eco-innovation.eu

-->

Source: http://seri.at/resource-use/2012/11/15/eco-innovation-observatory-launches-online-questionnaire/

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Top 5 Web Design and SEO Companies In Australia | TechSling ...

The Web Showroom

thewebshowroom is an Australian company that helps Australian businesses to generate tangible results online through online marketing and website design. Its team of 35 web professionals has helped over 1500 Australian businesses. It has experience of designing websites for diverse organizations such as educational institutes, universities, NGO?s, clinics, furniture manufacturers and traders, fashion designers, constructors and many more. Along with online marketing and web designing, it also offers a variety of other services such as E-commerce web designing, Search Engine Optimization (SEO), reputation management, conversion optimization, and Google maps optimization.

PAKKA-Web Design Company

PAKKA Web Design Company has been helping clients since its formation in 1993. As a website design company in Sydney, it has more than 16 years? experience in the field of web design, online marketing, and graphic design. It believes in combining marketing, technology and design to take its client?s business to the next level. It provides a number of services such as web design and development, e-commerce web design and development, CMS, graphic design, brochure design, search engine marketing, search engine optimization (SEO), copywriting, logo design, packaging design, stationery design, building marketing strategy, and much more. It caters to the needs of small as well as medium sized businesses and organizations. PAKKA is specifically targeting Sydney based businesses and records show that most of their clients are from Sydney.

Thewebdesigner

The Web Designer has been providing web design and graphic design solutions to its customers since its inception in 2003. It helps its clients to design logos, create corporate identities?and design websites. ?Along with the web development it also provides services to build a variety of web-based applications such as e-commerce, business to business (b2b) marketing, content management systems (CMS), shopping carts, and internet sales. It has a client-base which is geographically dispersed to clients in Perth, Brisbane, Sydney, Canberra, Adelaide, Melbourne, New Zealand and USA. The team at The Web Designers comprises members, who come from various design and IT backgrounds, is headed by Warren O?Hara and Ross Munro.

Netstarter

Netstarter is a Sydney based company that specializes in digital marketing, e-commerce, web design and development. Its team comprises web designers, producers and developers as well as expert?SEO,?SEM, online marketing and?social media?consultants. It has a wide experience of working with a variety of organizations such as footwear companies, book publishers, health care providers, mortgage companies, real estate dealers, educational institutes, and a number of other organizations. It has experience with technologies such as Magento, Kentico, and Joomla web design.

Eacsoft

Eacsoft is a Brisbane based company that offers website development, search engine optimization (SEO)?and internet marketing. Eacsoft has been working as customized software developer since 2006. ?It specializes in web applications such as .NET, Microsoft SQL database, C programming and visual studio environments. ?It also has the experience of building content managements systems (CMSs) and product management systems (PMSs) from scratch. ?Its portfolio includes clients from industries such as retail, health and care, finance, travel, real estate, restaurant, law and photography.

Source: http://www.techsling.com/2012/11/top-5-web-design-and-seo-companies-in-australia/

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Wednesday, November 28, 2012

Laura Ingraham goes off the air ? to pursue modern dance?

Laura Ingraham, a conservative talk radio host, has left the Talk Radio Network after 9 years. Laura Ingraham jokes that she plans to pursue modern dance and the xylophone. If those don't work out, she'll go back to radio.

By Staff,?Associated Press / November 28, 2012

Conservative talk show host Laura Ingraham has left her syndicated show. But is expected to be back soon on another radio network.

REUTERS/Toby Melville/File

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?Radio talk show host Laura?Ingraham is off the air ? at least temporarily.

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She said Tuesday that she's leaving her distributor, Talk Radio Network, after more than nine years because her contract is up. Ingraham said she is in discussions with other distributors about her show, which currently airs on 325 stations nationally.

On her website, Ingraham wrote:

"After more than 9 years with the distributor Talk Radio Network, I decided it was time to move on. After much thought and reflection, I have decided to pursue my first loves--modern dance and the xylophone. In the highly unlikely event that these efforts do not prove fruitful, I intend to return to radio.

Seriously--to the more than 300 stations that carry the Laura Ingraham Show and to all my loyal listeners, I feel the time is right to expand and retool my radio program and to explore other syndication options, which I am now actively pursuing. During this brief hiatus, my team and I will continue to deliver thought-provoking and entertaining analysis via my website."

Talkers magazine says the conservative Ingraham is the most-listened to woman on radio, with an estimated 5.75 million listeners a week. Talkers said that ranks her among the top eight radio hosts overall.

Talkers also says that Ingraham's departure "comes as no surprise to industry observers who have long known of the not-so-secret friction that has existed for years between Ingraham and TRN?s top management. ?TALKERS has reached out to Talk Radio Network for information but has yet to receive a response."

On Tuesday, Ingraham's time slot on the Talk Radio Network was filled by Tammy Bruce. Bruce's own website describes her as "an openly gay, pro-choice, gun owning, pro-death penalty, voted-for-President Reagan progressive feminist."

In the meantime, Ingraham said she'll keep her opinions flowing on her website, on Twitter and during Fox News Channel appearances.

RECOMMENDED: Are you more (or less) conservative than Mitt Romney? Take the quiz

Copyright 2012 The Associated Press.

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/GQgdeCU-pWI/Laura-Ingraham-goes-off-the-air-to-pursue-modern-dance

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Black Friday: Think it's crazy in the US? You should see China's version.

China doesn't officially celebrate Black Friday, but Nov. 11 has become the biggest shopping day on the Chinese calendar. E-commerce sales alone reached $4.6 billion this year.?

By Peter Ford,?Staff Writer / November 23, 2012

Chinese workers sort packages on November 12, the day after the largest Chinese online shopping day.

China Daily

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If you think America goes shopping mad on the day after Thanksgiving, you should look at China.

Skip to next paragraph Peter Ford

Beijing Bureau Chief

Peter Ford is The Christian Science Monitor?s Beijing Bureau Chief. He covers news and features throughout China and also makes reporting trips to Japan and the Korean peninsula.

Recent posts

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They don?t celebrate Thanksgiving Day here, of course, but Nov. 11, has become the biggest shopping day on the Chinese calendar.

That?s because it is known as ?Singles Day? (11.11 ? geddit?) ? a type of Valentine?s Day for those without lovers, but with friends to whom they give gifts.

Online stores have cashed in on the idea, offering mouthwatering discounts on everything from cars to clothes to tempt consumers online on Singles Day, turning it into a retail bonanza? and it works.?

?I hadn?t planned to buy anything but I heard there would be great discounts so I went online to have a look,? says Liu Na, a 20-something book editor. ?I bought a blouse and a bag for myself, at 50 percent off.?

This year, e-commerce sales on Nov. 11 reached $4.6 billion, according to an estimate by the Economic Herald, a specialist daily in Shandong province.

That may not look like much compared with ?Black Friday? spending in the US (which topped $11.4 billion last year), until you take a couple of things into account:?

First, average Chinese salaries are 10 times smaller than average American salaries.

Second, this is just online. A comparable day in America might be ?Cyber Monday,? coming up after the weekend. Last year online US shoppers shelled out $1.25 billion ? little more than a quarter of what their Chinese counterparts spent two weeks ago.

The Chinese government may not be keen on the political corners of the Internet, but it loves the commercial aspect; its current five year plan for the economy foresees a fourfold jump in e-commerce?from 2010 levels to $2.9 trillion by 2015.

China has the world?s largest online population, at 538 million, and has more online shoppers than anywhere else too: On Nov. 11, some 213 million people ? nearly half of all Chinese Internet users ? visited one of Alibaba?s two retail platforms. Alibaba, which runs the two biggest e-commerce sites in China, reported sales of $2.94 billion on Nov.11.

Ten million consumers ? more than the population of Greece ? clicked on an Alibaba site in the first minute of Nov. 11, in the dead of night.

The massive Singles Day sales promotions are expected to boost the number of online shoppers even further. Ms. Liu for example, says she has normally shopped in bricks-and-mortar stores, but her Singles Day experience has converted her.

??Apart from the discounts, it?s a lot more convenient,? she says.

Source: http://rss.csmonitor.com/~r/csmonitor/globalnews/~3/Zw8XVjYMcfI/Black-Friday-Think-it-s-crazy-in-the-US-You-should-see-China-s-version

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GOP Rep. Pridemore Running for State Superintendent

POSTED: Wednesday, November 28, 2012 --- 9:30 a.m.

MADISON, Wis. (AP) -- Republican state Rep. Don Pridemore of Hartford is running for Wisconsin state schools superintendent.

Pridemore registered his campaign committee with the state elections board on Wednesday. He joins incumbent state superintendent Tony Evers as the only announced candidates so far seeking the post.

The 66-year-old Pridemore was re-elected to his fifth term in the Assembly in November. He was not contested.

Candidates seeking to become secretary of the Department of Public Instruction can begin circulating nomination papers on Saturday. They are due to be returned on Jan. 2.

The election is April 2 but if more than two candidates run there will be a Feb. 19 primary.

The post is officially nonpartisan and the term runs for four years.

Copyright 2012: Associated Press

Source: http://www.nbc15.com/election/headlines/GOP-Rep-Pridemore-Running-for-State-Superintendent-181186851.html

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Disconnect grows on tax increases (Star Tribune)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories Stories, News Feeds and News via Feedzilla.

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Tuesday, November 27, 2012

Database Internet Hosting | My Six Strings Blog

Would you like to put in place a website for your internet based industry? Does your group, or corporation, have to have a web based presence? A good number of women and men now would like to possess a position using the web that could be all their own personal. A lot online businesses are leaping on the internet for their virtual real-estate. It is always believed that a new online site is created nearly every second for the working day. How are all these internet websites being constructed? How would you go about establishing a blog? Here is a quick tutorial of some factors make sure you do in setting up an online site.

Decide on A good quality Website Host

There are certainly countless word wide web internet hosting organizations web. Finding the time required to select the one which will in shape your preferences is very important. Such as, a business like Dreamhost has a variety of simple offers that include all the things you would like for commencing your internet site easily.

Decide Your Website Design

Listed here certainly is the primary pick you will ought to make concerning your site. You will discover two other ways you can easily grow your webpages. The first is although HTML. This is actually the common online language that you can use to produce static webpages, a fundamental landing webpage, or even a straightforward unique web page. This was the commonplace for some time, but has been supplying option to CSS design pages.

This new form of designing webpages is generally looked at inside of a new articles and other content management model termed blogging. A blog website is regarded as an internet site you will make changes to easily, is managed because of an online interface, and allows for many others to interact with you and each other with your information site. New online websites are choosing this sort of website for their online sites now given it is a lot of easier to use. Organizations like Dreamhost are supporting with this variety of type by automating considerably of your routine.

Install Websites

Now that you may have your word wide web host, therefore you understand how you?re going to create your web pages, it?s essential to start off to put in them onto your host. There are actually two approaches to accomplish this. In case you have decided on to try HTML style webpages you may need an FTP customer to assist you upload your pages onto the hosts servers.

If, but nevertheless, you possess decided on make use of a content material management model, a lot like WordPress, you may without difficulty set up your content management applications with at the time click. The good detail about hosting merchants, considerably like Dreamhost, is they do the many hard work to suit your needs. You just click on for installation, go along with a number of guidelines and it happens to be finished. You will log into your administration panel and make changes, include webpages, or produce blogposts. The only time you will want to FTP everything into it is usually if you would like to upload a tailor made theme.

Incorporate Information

Your webpages are up and now it truly is time for you to start off including content material for your pages. Engines like google enjoy all of the new juicy written content, so retaining your website stocked with new material may help your rankings as well as your promotional. At any time you opted for that blogging form platform for the online site then incorporating articles is incredibly straightforward. Should you selected to utilise HTML, most hosting enterprises help no charge FTP access to upload your new subject material.

Web Hosting Benefits Of A Dedicated Server can provide you with optimum information for Best Internet Hosting For Novices.Please be sure to check out the post for more details!

Related posts:

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  2. Database Internet Hosting
  3. Web Hosting Providers Reseller Web Hosting Cloud Web Hosting Devoted Internet Hosting
  4. What?S Digital Internet Hosting
  5. Offshore Internet Hosting Companies

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Signed, Sealed, And Delivered: Trevor MacDermid And 'Underground Signs' (VIDEO)

NARRATIVE.LY:

Iconic. Minimalist. Formal. All of these terms describe the subway?s most identifiable characteristic: Its signs?something Trevor MacDermid knows a thing or two about. A web designer living in Brooklyn, MacDermid is the founder of Underground Signs, a company launched two years ago that creates custom transit signs according to the MTA?s standards. In this film, MacDermid shares his hypothesis on why New Yorkers are so emotionally attached to these slabs of metal with white Helvetica letters splayed against a black background.

Read the whole story at NARRATIVE.LY

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Source: http://www.huffingtonpost.com/2012/11/27/signed-sealed-and-deliver_n_2195443.html

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Pure Calendar widget updated for Android 4.2 lock screen

 

Pure Calendar

It's impossible for me to show my phone without someone asking "What is that calendar widget?" It's called "Pure Calendar widget (agenda)," and it just got updated so that it works as a lock screen widget with Android 4.2.

If you're unfamiliar with Pure Calendar, it's a highly customizable widget. Anything being pulled into your Google Calendar can be displayed here, and there are numerous skins and colors available. Plus, it'll scroll. It's a must-have on my main home screen, and now it's sitting on my lock screen. 

Get your download on at the link above.



Source: http://feedproxy.google.com/~r/androidcentral/~3/ae1-7Gmasow/story01.htm

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Video: Fire at Bangladesh factory kills more than 100

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Source: http://video.msnbc.msn.com/nightly-news/49958626/

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IRS | 2013 | important | adjustments | IRA | retirement | contribution ...

IRAs & workplace retirement plans have higher contribution limits.
Presented by Peter Miralles, CFP?CIMA?CLU

The IRS has set annual contribution limits for IRAs, 401(k)s and other retirement plans higher for 2013, and made other important adjustments for inflation as well. Here is an overview of some notable changes just announced.

The 2013 IRA contribution limit: $5,500. This is a $500 increase from 2012, and it applies to both Roth and traditional IRAs. The IRA catch-up contribution limit for those 50 and older remains $1,000.1,3

The 2013 contribution limit for 401(k), 403(b), TSP & most 457 plans: $17,500. For the second year in a row, we see a $500 increase. The catch-up contribution limit on these plans for participants 50 and older remains $5,500.1,2

The phase-out range on Roth IRA contributions has increased. It starts $5,000 higher in 2013 than in 2012 for married couples filing jointly ($178,000-$188,000) and $2,000 higher for single filers and heads of household ($112,000-$127,000).3

The phase-out range on deductible contributions to traditional IRAs has risen. In 2013 it increases by $1,000 for single filers ($59,000-$69,000) and $3,000 for married couples filing jointly ($95,000-$115,000), provided the spouse making the contribution is covered by a workplace retirement plan. If not, the deduction is phased out if the couple?s income is between $178,000-$188,000 ? up $5,000 from 2012.1,3

The annual gift tax exclusion rises to $14,000 next year. The IRS has kept this at $13,000 for several years; no more. In 2013, a taxpayer can gift up to $14,000 each to as many different people as he or she wishes, tax-free.4

You may be able to deduct a greater portion of LTCI premiums. For 2013, the deductible portion of eligible long term care insurance premiums that may be included as medical expenses on Schedule A rises. The new limits are $360 for taxpayers 40 or less, $680 for taxpayers aged 41-50, $1,360 for taxpayers aged 51-60, $3,640 for taxpayers aged 61-70, and $4,550 for taxpayers age 71 or older.4,5

The kiddie tax exemption increases to $1,000. It was set at $950 in 2012.4

The foreign earned income exclusion rises to $97,600. That is a $2,600 increase over 2012.4

In addition to these 2013 IRS adjustments, Social Security recipients will see a 1.7% rise in their benefits next year.2

Peter Miralles is a Representative with Cambridge Investment Research and may be reached through http://awc2.com/ or at 678-680-5300.

This material was prepared by MarketingLibrary.Net Inc., and does not necessarily represent the views of the presenting party, nor their affiliates. All information is believed to be from reliable sources; however we make no representation as to its completeness or accuracy. Please note ? investing involves risk, and past performance is no guarantee of future results. The publisher is not engaged in rendering legal, accounting or other professional services. If assistance is needed, the reader is advised to engage the services of a competent professional. This information should not be construed as investment, tax or legal advice and may not be relied on for the purpose of avoiding any Federal tax penalty. This is neither a solicitation nor recommendation to purchase or sell any investment or insurance product or service, and should not be relied upon as such. All indices are unmanaged and are not illustrative of any particular investment.

Citations.
1 ? benefitslink.com/src/irs/IR-2012-77.pdf [10/18/12]
2 ? money.cnn.com/2012/10/18/pf/taxes/401k-contribution-limit/4021136.html [10/18/12]
3 ? www.bankrate.com/financing/taxes/saving-more-for-retirement-in-2013/ [10/18/12]
4 ? blogs.wsj.com/totalreturn/2012/10/18/irs-announces-2013-inflation-adjustments/ [10/18/12]
5 ? blog.oregonlive.com/taxes/2012/01/are_long-term_care_premiums_de.html [1/17/12]

tagged as 401k, financial planning, investing, IRA, IRA contribution, IRS, retirement, stock market, tax, tax law Posted in financial planning,investing

Source: http://atlantawealthconsultants.com/important-irs-adjustments-for-2013/

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Cambridge to study technology's risk to humans

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LONDON???Could computers become cleverer than humans and take over the world? Or is that just the stuff of science fiction?

Philosophers and scientists at Britain's Cambridge University think the question deserves serious study. A proposed Center for the Study of Existential Risk will bring together experts to consider the ways in which super intelligent technology, including artificial intelligence, could "threaten our own existence," the institution said Sunday.

"In the case of artificial intelligence, it seems a reasonable prediction that some time in this or the next century intelligence will escape from the constraints of biology," Cambridge philosophy professor Huw Price said.

When that happens, "we're no longer the smartest things around," he said, and will risk being at the mercy of "machines that are not malicious, but machines whose interests don't include us."

Fears that machines could overtake humans have long been the subject of science fiction ? the computer HAL in the movie "2001: A Space Odyssey," for example, is one of film's best-known computer threats.

Price acknowledged that many people believe his concerns are far-fetched, but insisted the potential risks are too serious to brush away.

"It tends to be regarded as a flakey concern, but given that we don't know how serious the risks are, that we don't know the time scale, dismissing the concerns is dangerous. What we're trying to do is to push it forward in the respectable scientific community," he said.

While Price said the exact nature of the risks is difficult to predict, he said that advanced technology could be a threat when computers start to direct resources towards their own goals, at the expense of human concerns like environmental sustainability.

He compared the risk to the way humans have threatened the survival of other animals by spreading across the planet and using up natural resources that other animals depend upon.

Price is co-founding the project together with Cambridge professor of cosmology and astrophysics Martin Rees and Jann Tallinn, one of the founders of the internet phone service Skype.

The university said Sunday the center's launch is planned next year.?

Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.nbcnews.com/technology/technolog/cambridge-study-technologys-risk-humans-1C7206889

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Friday, November 23, 2012

BII REPORT: The Mobile Advertising Ecosystem Explained ...

[unable to retrieve full-text content]BII REPORT: The Mobile Advertising Ecosystem Explained. November 22, 2012. By Business Insider. ma We are in the post-PC era, and soon billions of consumers will be carrying around Internet-connected mobile devices for up to 16 hours a day. ... and fractures, and examine the central and dynamic roles played by mobile ad networks, demand side platforms, mobile ad exchanges, real-time bidding, agencies, brands, and new companies hoping to upend the traditional banner ad.

Source: http://www.embargozone.com/2012/11/22/bii-report-the-mobile-advertising-ecosystem-explained-2/

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Tomb of the Unknowns Facebook Photo Lands Massachusetts Woman in Hot Water

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Thursday, November 22, 2012

ibn7 live news: johir.khan: Shopping and Product Reviews by ...

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Source: http://fantixxprovidencia0.typepad.com/blog/2012/11/shopping-and-product-reviews-by-marcell-eward-gift-basket.html

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Source: http://subtlety-impracticality.blogspot.com/2012/11/shopping-and-product-reviews-by-marcell.html

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Source: http://johirkhan72.blogspot.com/2012/11/shopping-and-product-reviews-by-marcell.html

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Source: http://ypcefe.posterous.com/johirkhan-shopping-and-product-reviews-by-mar

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Auto Insurance Policy Due For Renewal? Read These Tips First ...

Mistakes Are Costing You! Learn To Stop?Making ALL 189 Of Them!

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It can be hard to understand what there is to know about auto insurance. This can make it be extremely confusing, especially to someone not familiar with the many terms and phrases. The goal of this article is to help you understand a few of the common insurance terms that agents use. Having a clear understanding of what the terms mean will help you make educated decisions while shopping for automobile insurance.

Know what your insurance covers to know what you are covered for. Auto insurance usually includes coverage for bodily injury and medical expenses. You will need to request certain coverages. If you just have basic coverage it may not pay out depending on your insurance, make sure you coverage is adequate.

Monthly Bill

TIP! Check to see if you can get discounted car insurance rates through your employer. There are some companies that have deals set up with certain insurance companies to get you lower rates.

Instead of paying your automobile insurance on a monthly basis, consider saving money by paying in 6 or 12 month increments. Your insurance provider can add up to $5 to your monthly bill. Paying annually could save you 60 dollars a year. You also do not need another monthly bill. Less payments means more money.

Your credit score also affects your auto insurance premium. Auto insurance agencies will go through your credit report. Studies have indicated that those with poor credit are at a greater risk of having an accident, so insurers have begun to incorporate credit ratings into the formula they use for determining the price of your policy. If you have good credit, insurance companies will charge you less.

Deciding how much auto insurance coverage you will need is a challenge for some people. The value of the liability insurance portion of the policy needs to be enough to cover all assets you have. If you did not have enough liability coverage to cover an accident with someone else, but you have personal assets to cover it, then that person could sue you in court for the difference. A good insurance policy, with appropriate levels of coverage, will more then pay for itself in the event of an accident.

TIP! You should always maintain records of all the insurance bills you have paid. This proof is important in case there is a dispute with the insurance company.

Avoiding accidents or tickets can also reduce your insurance rates. If you stay accident-free and avoid traffic violations, you may qualify for good-driver discounts. Letting your driving record get sloppy costs money. Keep safety at the center of your driving, and your premiums will be much lower.

If you are looking for a cheaper insurance policy, then you may want to consider moving to a different city or even a different state. Premiums and insurance requirements can vary widely depending on your region. Thus, you might find a cheaper rate if you move somewhere else.

If you do not have to drive far to get to your job you can normally save on insurance. In order to be eligible for this type of discount, you generally have to drive below 7,500 miles per year. You could also consider making use of public transportation, such as a bus, instead of driving your vehicle if you want to potentially qualify for a special commuter discount.

TIP! Do not try to keep a lid on your premiums by juggling cars and family members. Having only one name attached with each car will net you a better price on your insurance.

You have many options for insurance coverage beyond the legally required minimums. Your premium might be more expensive, but the extra options are often worth it. Uninsured motorist coverage will protect you in the event that you are in an accident that involves either a hit-and-run or someone who is not carrying insurance.

You might want to remove car rentals, if they?re included in your auto insurance plan. You probably never use it, even though you pay for it. In order to save money, remove anything from your policy that you don?t use, as you probably won?t need it. But remember that this is a toss-up.

When purchasing auto insurance, keep in mind that most states allow the insurance carrier a certain amount of time to rescind its offer of insurance. Although this probably won?t happen to you if you have good financial and driving records, it could, so it?s a wise idea to keep information about other insurers where you can find it.

TIP! When deciding on what coverage to get, consider the age and value of your vehicle. If your car is an older model with a low resale value, your coverage needs will differ than if your car was a brand new model.

Auto Insurance

Hopefully, you understand many of the most common insurance terms, and you?ll be able to find an auto insurance policy that best suits your situation. The only way to make a good choice when navigating the maze of auto insurance is to become as knowledgeable as you can about your choices.

Are you ready to have success in the home based business industry and build it on autopilot? Click below to register for free today. See how it works here. Also check out our team benefits here

Source: http://leucabiz.com/blog/auto-insurance-policy-due-for-renewal-read-these-tips-first/

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StartUp FASHION Keep Things In-House or Outsource?

OutsourcingAs a start-up, you may often find yourself spread too thin at all your bases. From a business perspective, whether it?s your operations, finance, or marketing efforts, each area requires time and resources, and can leave you neglecting other parts of your business.

So what can you do? Outsource. Shifting select business efforts may be the key to your success.

Outsourcing is extremely popular among start-ups. Not only does it allow for you to focus on your core tasks at hand, but it is also cost efficient for your business.?Outsourcing has become a reasonable solution because it eliminates internal expenditures. As an owner you don?t have to worry about finding extra resources needed to support newly hired employees.

By outsourcing, you are able to tailor your needs and ensure that you receive quality, dependable service.

What you decide to outsource may differ from other start-ups, so it is important to keep your business?s strategy in mind when making decisions about what work to send outside your office.

?What are some common operations that are outsourced? How does being in the fashion industry impact this decision?

  • Finding outside help for your accounting and bookkeeping tasks can provide relief among business owners. Most find a huge amount of relief by trusting a professional to this stressful and somewhat anxiety-ridden task. As long as you can keep your bookkeeping materials organized and secure, outsourcing your accounting services may be your best bet.
  • Outsourcing marketing efforts may pose a more difficult decision to make than it seems. With social media, you may be successful reaching your target market without having to invest in outside public relations or marketing materials. However, like any other professional service, someone with in-depth knowledge of public relations and?marketing?strategies can only be an asset for your business. You may not start off outsourcing in these areas, but your goal should include a dedicated body for each of these tasks.
  • As you grow and begin to take on a select few employees, human resources is something you need to think about, whether you realize it or not. By eliminating internal human resources, you can better focus on growing your business. Many human resource tasks essentially are aimed at keeping your business afloat, such as insurance, payroll and employee conduct. Designating these tasks to an outside resource will not only free up time, but will allow for you and your employees to focus on expanding your business.

If and when you do decide to outsource, it is important to keep your strategy in mind. By becoming more efficient, with your time and resources, you can align your business with success.

The other critical issue to consider is, what are your strengths and weaknesses? When deciding on what to outsource and what to keep in house, it is necessary to assess what you can do better and how to maximize your time and resources.

Have you outsourced any key roles in your business? ?What about web and graphic design? Are you doing your own?

Source: http://startupfashion.com/outsource?utm_source=rss&utm_medium=rss&utm_campaign=outsource

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Wednesday, November 21, 2012

HP says company it acquired lied

19 hrs.

Hewlett-Packard Co said on Tuesday it took an $8.8 billion charge related to its acquisition of British software firm Autonomy, citing "serious accounting improprieties," as it swung to a fourth-quarter loss.

The company, fresh off a nearly $11 billion charge last quarter for its EDS services division, said more than $5 billion of the Autonomy charge was tied to "improprieties, misrepresentation and disclosure failures" discovered after a whistleblower came forward.

HP said it has referred the matter to the Securities and Exchange Commission's enforcement division and the UK's Serious Fraud Office for civil and criminal investigation. It said it will take legal action to recoup "what we can for our shareholders."

In an interview with CNBC,?HP's CEO Meg Whitman said Autonomy's executives deliberately misled management and shareholders.

"We believed there is a willful effort on the part of certain members of Autonomy management to mislead shareholders when Autonomy was a publicly traded company, and to mislead potential buyers including HP, Whitman told CNBC.?

"We stand by the forensic review that we?ve seen," she added.?

?The former CEO of Autonomy, Mike Lynch, rejected the accusations.?

"The former management team of Autonomy was shocked to see this statement today, and flatly rejects these allegations, which are false," a spokeswoman told Reuters in a brief statement. ?"HP's due diligence review was intensive, overseen on behalf of HP by KPMG, Barclays and Perella Weinberg. HP's senior management has also been closely involved with running Autonomy for the past year."

?Silicon Valley-based HP, in the midst of a multiyear turnaround plan, said the charge is linked to the "associated impact of those improprieties, failures and misrepresentations on the expected future financial performance of the Autonomy business over the long-term."

HP said the accounting issues happened prior to its acquisition of Autonomy in 2011 for $11.5 billion. HP had been criticized by analysts for overpaying.

HP said that personal computer sales shrank again and its quarterly revenue fell 6.7 percent. HP's stock dropped 6.6 percent in premarket trading.

Net revenue fell 6.7 percent to $29.96 billion for the fourth quarter ended October 31 from $32.12 billion a year. Analysts, on average, expected $30.43 billion, according to Thomson Reuters I/B/E/S.

The personal computer maker, which employs more than 300,000 people globally, is undergoing a restructuring aimed at focusing the sprawling company on enterprise services, in the mold of International Business Machines Corp.

Revenue from all of its main business units fell, with the personal computer division recording the steepest drop at 14 percent. ?

Whitman told CNBC that she thought Autonomy could still be salvaged.?

"Now what we need to do is turn this over to the authorities, seek redress on behalf of HP shareholders to recoup what we can," she said. "Then we want to take the Autonomy business and grow it because it does solve a real need in the market place on the behalf of customers."?

Reuters and?CNBC?contributed to this report.

Source: http://www.nbcnews.com/business/hp-says-company-it-acquired-lied-takes-8-8b-charge-1C7172258

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No loans, weak earnings still dog Twin Cities banks | Finance ...

Ron Feldman

Customers remain reluctant to borrow

Performance by Minnesota and Twin Cities banks continued to improve in the third quarter but only slightly, according to a quarterly survey by the Federal Reserve Bank of Minneapolis.

And the symptoms of that slow, meager economic recovery is taking a toll on banks, according to the Ron Feldman, a senior vice president at the Minneapolis Fed and author of the report.

The worst news in Feldman?s report was a continuing decline in lending in the Twin Cities. More than half of local banks have shown year-over-year declines in loans in each quarter dating back to early 2009, according to the report.

?Bankers will say that?s their biggest concern,? Feldman said. Loans provide banks with their highest profit margins, even when loan prices drop as they have in this competitive banking environment.

Although profitability crept a little higher in the quarter, the increase came from a reduction in failing loans ? which enabled banks to move some of their loss reserves to the bottom line ? not from gains in banks? core source of earnings.

?If this situation is going to last another six to nine months, we?ll say it?s a deviation from historical norms but not a big deal,? Feldman said. ?If this lasts three, four, five more years, then we?re looking at the lost decade, a long period of no growth.?

St. Paul-based Anchor Bank was one bank that managed to increase its lending during the quarter, but those gains came from taking customers away from other banks, said Anchor CEO Jeff Hawkins. ?That can?t go on forever,? he said.

Hawkins said he doesn?t see signs that his commercial or real estate customers will increase borrowing soon. ?They?re still building up their cash and they?re deleveraging (reducing their debt). Customers? utilization of their lines of credit is at historic lows. They?re waiting to see real increases in sales before they move, and they aren?t seeing that yet,? Hawkins said.

The reduction in problem loans has been under way for over two years, and banks have been cleaning up their balance sheets by charging off failed loans or by restructuring the loans so that the borrower can afford the new loan. In either case, the banks are able to reduce their amount of loss reserves ? provisions, in banking parlance ? and moving them to the bottom line.

A local exception to that loan quality improvement was in the commercial real estate and construction and development portfolios at some banks. Although Minnesota and Twin Cities banks continued to improve overall in those sectors, Feldman said ?outlier? banks continued to be weighed down by problem loans.

The portion of delinquent CRE loans at the median Twin Cities bank was approaching the region?s historical norm, which is near zero in the third quarter. But banks above the median ranged much higher in their failed loans, Feldman said. The Twin Cities bank that ranked at the 75th percentile had over 15 percent of its CRE loans failing.

Another reason that Twin Cities bank earnings aren?t climbing is the high number of foreclosed properties that they?re keeping on their books.

The Fed measured the percentage of foreclosed properties ? other real estate owned or OREO ? and found the median for Minnesota banks at 5 percent.

But Twin Cities banks above the median in OREO again ranged much higher; the bank at the 75th percentile was over 30 percent.

?That?s a really big deal to banks, because it?s costly to hold them ? to pay insurance, to maintain them, to try to market them,? Feldman said.

TC banks: still far to go

Failing loans at Twin Cities banks are still far above historic norms; profits are well below norms

TC median bank Q3 /?TC 75th?percentile / 20-year median

Problem loans, total:?16.5%?/?25.5%?/?11.2%

Problem loans, CRE:?7.1% / 14.69% / 1.85%

Profit (return on assets): 0.68% / 1.18% / 1.12%

Source: Federal Reserve Bank of Minneapolis

This entry was posted on Tuesday, November 20th, 2012 at 5:46 pm and is filed under Finance & Banking. You can follow any responses to this entry through the RSS 2.0 feed. You can skip to the end and leave a response. Pinging is currently not allowed.

Source: http://finance-commerce.com/2012/11/no-loans-weak-earnings-still-dog-twin-cities-banks/

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10 Reasons to Stay Home this Black Friday | Young, Cheap Living ...

Welcome to the busy season for retailers! Aw? I can smell brand new junk everywhere! At work, I talk with retailers daily and boy are they ramping up for one of their busiest and most profitable days/weeks of the year. How exciting! You may even be tempted to get excited about the deals. And that?s why I?m here, to talk you out of going shopping this Friday. Perhaps these 20 arguments to stay home, or at least out of the stores, this Black Friday will get you to consider staying away and saving your dollars for something better:

1. Stay home this Black Friday because?. you don?t need what the stores are selling ? If you?re at home, I want to encourage you to do a quick exercise. Turn your head 90 degrees left. Pause for 5 seconds. Now turn it right. Pause for 5 more seconds. What are you seeing? If it?s not a comfy, cozy, clean, clutter free environment, you have too much stuff and don?t need more. Think about it, really. Do you need to add more junk to your home? Will that make it feel more like home? The answer is no.

2. Stay home this Black Friday because?. you don?t really want to spend money on junk ? Real quick, log into your Mint.com account and take a look at your account balances. Is your total debt anything greater than $0? If so, ask yourself whether you really want to spend money on junk this week instead of putting it toward your debt. Are your investment accounts large enough that you?re seeing a significant percentage of your living expenses trickle in each month as income? No? Perhaps you should ask yourself whether or not you REALLY want to spend money on junk this Black Friday instead of adding it to your investment account.

3. Stay home this Black Friday because?. the deals aren?t as good as you think they are ? Look, Black Friday is an INSANELY profitable day for retailers. How would that be possible if they were losing money on each thing they sold you? The truth is, it?s mainly marketing hype. Sure, they will be selling 10 TV?s at the deeply discounted rate, but when they are sold out, you will be paying regular or close to regular price. Stores will be making money off of you, therefore, you?re not getting a good deal and are instead paying ?retail?, hence they are in the business of ?retailing?.

4. Stay home this Black Friday because?. it?s the day after Thanksgiving and you can put up the Christmas tree ? In my family growing up, we always waited until the day after Thanksgiving to put up the Christmas tree. It was an exciting day and full of a lot of Christmas spirit. I loved spending that day with my mom. :) We played Christmas albums on mom?s old record player and had a great time. The family time and memories made on this day are worth so much more than a trip to a crowded shopping mall to fight over a bunch of junk you don?t need. Are you choosing to go shopping this Black Friday instead of spending quality time at home with your family? Is it really worth it?

5. Stay home this Black Friday because?. you can eat Thanksgiving leftovers instead of eating out -Chances are that if you?re out shopping the day away, then you?ll be eating out as well. This is another bunch of money down the drain while your turkey, stuffing, potatoes and gravy Thanksgiving leftovers spoil in your fridge back home. Don?t let all that good food go to waste because you?re out shopping and buying stuff you don?t need with money you really don?t want to spend.

6. Stay home this Black Friday because ? you have goals to achieve ? That?s right, as a reader of Young, Cheap Living, you have goals to achieve. How many days off do you get get in a year where there isn?t somewhere you need to be? Probably not many. Use this Black Friday to take a step forward in achieving a goal that?s important to you. Whether it?s getting out and going for a walk, run or bike ride, setting up your budget for next month or organizing your Mint.com account, you can use the day to make progress.

7. Stay home this Black Friday because ? you have new hobbies to get into or old hobbies to revisit ? Do you like to scrapbook, create works or art, craft, sew, knit, work on cars or build things? Spend this Friday getting back into a hobby that you don?t do anymore or get into a new hobby for the first time. And no, shopping does not qualify as a hobby.

8. Stay at home this Black Friday because?. grandpa, grandma, mom, dad, brother, sister, niece, nephew, grandson and/or granddaughter wants you around ? Stay around for your loved ones. Do what they love to do this Friday instead of heading off to the mall to get the latest high tech gadget. If your family is together this Thanksgiving, spend the day after doing something together as a family. It will mean a lot more to all of you.

9. Stay home this Black Friday because?. you?re on the path to becoming wealthy and this fits your plan ? Let?s be honest, you weren?t going to fall for those advertisements anyway. You?ve got your act together (you read this blog), so why even entertain an idea as crazy as going to the mall to give those retailers all of your hard earn cash. It?s just not happening and you know it. Sorry retailers? You?ll have to feed off of all those who don?t have a plan to get out of debt, save for their emergency fund, house or retirement. I think you?ll survive! :)

10. AND FINALLY, stay home this Black Friday because?. Cyber Monday is only 3 days later and then you can buy everything you want online instead ? Haha, just kidding. If you aren?t convinced by now to stay out of the stores this Friday, then forget it, go shopping and spend all kinds of your money!

Source: http://www.youngcheapliving.com/2012/11/19/10-reasons-to-stay-home-this-black-friday/

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Gaining Internet Sales Without Being Aggressive ... - Web Unlimited

Houston_SEO_ServicesContent marketing has been convert viewers from potential consumers into real buyers through the creation and sharing of relevant information that promotes products and services. Educating viewers about products that are for sale is done to establish consumer trust and company believability. Satisfying the needs of online visitors for the valuable information they seek is vital for a company to be successful on the internet. It is imperative to learn from Austin SEO professionals how to impact a business.

Content Marketing

By definition, content marketing is a form of advertising that involves creating original content to attract the attention of internet users and motivate them to become buyers. This is a way to communicate with prospective customers without necessarily using active selling behavior. A visitor?s buying decision can be influenced and loyalty to a brand can be developed if this content can be discovered to be unique and interesting.

For small businesses, content marketing is an excellent part of an Austin SEO strategy to increase exposure and online visibility. Consumers are provided with a great deal of readily-available research material and are always sifting through such information before making an internet purchase. Companies who can provide unique, credible, and informative content will always surpass competitors in the online arena.

Benefits

Content marketing is an effective approach to promote any business and encourage potential users to complete a purchase. It offers a boundless opportunity and many benefits for a business employing this important tool.

  • Cost Effective ? This strategy is the most cost-effective way to build a trusting relationship with potential buyers searching for product information online.
  • Exposure ? When implemented carefully, it augments search engine exposure and drives new sales growth.
  • Traffic ? It helps generate an increase in genuine traffic and build credibility for a website.
  • Personal Link ? It can establish a personal connection by delivering relevant information tailored to visitors? interests and opens a clear line of communication.
  • Find Facts ? It helps potential consumers easily find a business offering what is needed.
  • Sells Product ? It helps convince potential customers to buy the offered product or service.

When a business is searching for ways to develop brand awareness and visibility for a lower cost, content marketing could be the best solution. Incorporate a content management system to promote products to potential consumers and then transform them into buyers through the engaging and interesting articles. Strategy would be different for each case and could include blogging, e-letters, info-graphics, social media, YouTube videos, and Podcast feeds among others. Every company needs the right combination of marketing tools to attract users without being so pushy!

Web Unlimited Has Austin SEO Strategies That Include Content Marketing!

Does your website need to attract buyers? attention and needs an Austin SEO company to accomplish this goal? Call Web Unlimited at 888-816-0172 to get your website ready to get results tomorrow!

About Chris Hunter

Chris is a professional Internet expert with superpowers that include SEO, Landing Page Optimization, Reputation Management, Social Media and of course Website Design.

Source: http://www.webunlimited.com/austin-seo/gaining-internet-sales-without-being-aggressive-content-marketing/

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